Have you ever wondered how lenders decipher a business’s financial health? Just as a doctoruses vital signs to gauge a patient’s well-being, financial analysts use key ratios to understand acompany’s economic condition. These ratios are numbers and the narrative of a borrower’s pastdecisions and future potential. Let’s dive into the top four ratios that can […]

In the realm of community banking, credit underwriting is not just a process—it’s an art. It’s atestament to your expertise, requiring a keen eye for detail and a deep understanding of financialmetrics to paint a true picture of a borrower’s fiscal health. Today, we spotlight six key incomestatement ratios that serve as the linchpins of