We help banks mitigate loan portfolio risk to save hundreds of thousands each year and ensure safe and sound lending practices. With over 150 years of banking experience, we have helped over 50 community banks save $1M+ using our proven process. We can provide similar results, guaranteed.

• Helped resurrect loans from going bad to profitability numerous times
• Helped banks identify structural problems in the customer’s balance sheet increasing probability of positive cash flow on loans
• Improved systems and processes in underwriting for better credit quality
• Identified errors in monitoring systems where customers were misleading the bank on borrowing
bases and mitigated losses from occurring and the bank over lending on lines of credit
• Made serval suggestions to banks in their pricing model thus adding multiple six figures to the
bottom line
• Provided strategic planning facilitation to banks where their ROA increased over 50 basis points
• Improved ALLL and CECL methodology that saved several clients multiple six figures in provisions

Do you want to discuss your situation? Please contact me at 405-880-1039 or david@mcswainconsulting.net